Historical associations of Blackness with risk and Whiteness with stability along with broader forms of implicit biases continue to reinforce racial disparities in credit and housing, impacting rates of homeownership among Americans. Homeownership: the core of the American dream, a proven tool for upward mobility and deeply entrenched in the national psyche. Yet, almost […]
Put some trust (and money) in the Housing Trust Fund
The persistent shortage of affordable housing in the United States is a deep burden on millions of low and moderate-income households. The Housing Trust Fund is a powerful tool with unrealized potential for easing this burden and strengthening communities for decades to come. Affordability is the dominant public policy problem afflicting rental housing markets […]