Georgetown Public Policy Review
Policy Shaping Our Future
As the internet continues to transform our modern world, new developments in distributed ledger technologies (DLTs) promise to revolutionize the monetary system as we know it. A leading example is the emergence of digital asset economies, which encourage users to buy and sell data secured on the blockchain as a form of commodified token. Yet […]
Approximately 14.1 million adults in the United States did not have bank accounts in 2017. Access to mainstream banking — institutions insured by the Federal Deposit Insurance Corporation (FDIC) — can provide financial stability and economic mobility, while exclusion from it can lead to economic insecurity. The federal government routinely surveys American households to estimate […]